Rideshare Accidents in Tampa: Can You Sue Uber or Lyft After a Crash?

Rideshare services like Uber and Lyft have become an essential part of daily transportation in Tampa, providing convenience for residents and visitors alike. However, with the increasing number of rideshare vehicles on the road, accidents involving these services have also risen. If you are injured in a crash involving an Uber or Lyft vehicle, you may be wondering if you can sue the rideshare company for compensation. 

While rideshare companies classify their drivers as independent contractors to limit liability, there are still situations where Uber or Lyft can be held responsible for your injuries. Understanding how rideshare accident claims work and the legal options available to victims is crucial to ensuring you receive the compensation you deserve.

Who Is Liable in a Tampa Rideshare Accident?

Determining liability in a rideshare accident depends on several factors, including the status of the rideshare driver at the time of the crash. If the Uber or Lyft driver caused the accident, their personal auto insurance policy might come into play. However, if the driver was actively logged into the rideshare app and carrying a passenger or en route to pick one up, Uber or Lyft’s insurance coverage could apply. 

Florida law requires rideshare companies to provide up to $1 million in liability coverage when their drivers are engaged in an active ride. If the driver was waiting for a ride request, a lower level of coverage applies. When another driver caused the accident, their insurance would typically be responsible. However, if the at-fault driver is uninsured or underinsured, Uber or Lyft’s uninsured motorist coverage may help compensate injured victims.

Can You Sue Uber or Lyft Directly?

Suing Uber or Lyft directly is challenging because these companies classify their drivers as independent contractors rather than employees. This distinction limits the companies’ liability for their drivers’ actions under Florida law. However, there are certain circumstances in which Uber or Lyft may be held responsible for an accident. 

If the company fails to vet a driver with a history of reckless driving properly, or if a rideshare app malfunction contributed to the crash, Uber or Lyft could face legal action. Additionally, if the company’s policies created unsafe conditions that led to an accident, there may be grounds for a lawsuit.

What Compensation Can You Recover?

If you are injured in a Tampa rideshare accident, you may be entitled to compensation for medical expenses, lost wages, pain and suffering, and other damages. Florida follows a no-fault insurance system, meaning that your own personal injury protection coverage will initially cover some of your medical bills and lost income. 

However, if your injuries are severe, you may pursue a claim against Uber or Lyft’s insurance policy or file a personal injury lawsuit against the at-fault driver.

Why You Need a Rideshare Accident Lawyer From Fulgencio Law

Navigating a rideshare accident claim can be complex due to multiple insurance policies and legal challenges. A Tampa rideshare accident lawyer from Fulgencio Law can help determine liability, negotiate with insurers, and ensure you receive the compensation you deserve. If you or a loved one has been injured in a rideshare accident, contact Fulgencio Law today at (813) 463-0123 for a free consultation.