What Happens if My Uber Driver Gets into a Florida Car Accident
Uber is the most popular rideshare company in the state of Florida. The number of rideshare companies has risen significantly due to the fact that most people find them more efficient and more convenient than traditional taxis. Riders are able to order, track, and pay for their ride, all from a handy app installed on their phones.
Sadly, Uber accidents are not uncommon. In fact, they occur so frequently that Uber, along with other rideshare companies, are now required to carry liability insurance for car accidents.
How Does Car Insurance Work for an Uber?
As reported on the Uber website, the following insurance information is provided for its drivers:
- The driver app is turned off or offline: Uber provides no insurance coverage
- Available for a ride request: Uber provides third-party liability insurance in the amount of $50,000 for the bodily injury for a single person, $100,000 in bodily injury per accident, and $25,000 in property damage coverage
- Driving to pick up a fare and during a trip: Third-party insurance jumps to $1 million, underinsured/uninsured driver coverage, and contingent comprehensive and collision insurance
For Uber’s drivers and passengers, it is essential to understand the company’s insurance coverage. Florida’s no-fault insurance and liability insurance laws are complex. It can be hard to figure out who is responsible for paying for damages and injuries resulting from an Uber accident.
Who is Responsible For Damages in an Uber Crash?
Under most circumstances, passengers will not be liable for damages stemming from an Uber accident. The passenger could only be considered liable if they were responsible for causing the crash.
One or more people could be accountable for your damages in an Uber accident, including but not limited to:
- The Uber driver
- Other drivers
- Commercial trucking carriers
- Truck operators
- Government transit authorities
- Pedestrians and bicyclists
- Product manufacturers
Figuring out who is liable for your accident is important in obtaining financial compensation for your damages and injuries. The person who caused your accident is responsible for your losses. A car accident attorney can help you determine the exact cause of your accident, identify the circumstances that caused it, and collect evidence proving your side of the story.
As with every kind of personal injury case, the endless number of variables makes your claim unique. This is just one of the many reasons why hiring a skilled attorney is beneficial to your Florida personal injury claim.
Your attorney will know the most thorough and efficient way of collecting vital evidence that proves you were not at fault for the accident. Establishing this fact is essential to the success of your Tampa personal injury case.
If you have sustained injuries during any kind of accident that was caused by another person’s negligence or carelessness, there is evidence out there that will substantiate your claim. A reputable personal injury attorney from Fulgencio Law will be able to help you. Call us at (813) 463-0123 to schedule your free Tampa personal injury consultation today.