How to Deal with Insurance Adjusters After an Accident
It is not out of the realm of possibility that you will, at some point in your life, have to deal with an insurance adjuster. If you were injured in an injury accident, like a car accident, you likely want to have your expenses covered, and filing a personal injury claim can help you accomplish this. But, one of the first obstacles in your way is the insurance adjuster assigned to your case.
Insurance adjusters are the defenders of insurance companies. That is, they are looking out for the interests of the insurance company, not the victim of an injury accident. As a result, they are trained to find issues with victims’ claims so that they can secure a low settlement or simply deny claims outright.
If you were injured by the negligence of another party, you may be interested in filing a claim for compensation. An attorney can help you navigate strategic communications with the insurance adjuster. Still, it can be helpful to have a basic understanding of the top tips that go along with dealing with insurance adjusters.
Tips for Communicating with Insurance Adjusters
These tips can be very helpful to remember when the insurance adjuster calls after an accident.
- The insurance adjuster will want access to your medical information, so they will ask you to sign a medical release. You do not have to do this, and you shouldn’t unless your attorney advises you otherwise.
- It is best to have your attorney manage all communications. Your attorney has experience speaking to adjusters, so an attorney will be aware of and know the tricks they try to pull to devalue and deny claims. If you have to speak to an insurance adjuster, be mindful of what you say because it can be used against you.
- Know what your claim is worth. If the insurance adjuster makes an offer, it is likely not their best. If you know what you deserve, you can tell if the offer is fair or if it is too little. This allows you to be in a better position to negotiate. Usually, negotiating is a necessary part of the claims process that helps victims get as close as possible to a full settlement.
- Once you accept a settlement, your case is closed. The amount of compensation you sign off on is it. So, it is best to make sure before you agree to an offer that you know it will adequately cover your damages.
- Keeping all of your records and documents organized and easily accessible can make it less stressful when doing paperwork.
- Gather as much evidence as possible regarding your accident and your injuries. The more information you have, the harder it is for an adjuster to deny your claim or make an unfairly low offer.
Speak to an Attorney at Fulgencio Law Today
Speaking to the insurance agent can be an overwhelming and stressful thing to do, especially if you are not feeling well and trying to recover from your injuries. Let a Tampa personal injury attorney at Fulgencio Law do it for you. For more information, you can call Fulgencio Law to schedule a free consultation at (813) 463-0123.
