How Medical Costs Are Covered After An Accident In Florida

After any type of car accident from the most minor fender benders to the most severe, there is always going to be a financial impact on those involved. Especially when injuries result, the costs associated with the aftermath can add up fast. Here are some considerations and information to be familiar with after an accident occurs.

What To Do After A Car Accident

Immediately after a car accident, you must check yourself and your passengers for injuries. Then, assessing your location is essential to ensure that you are in a safe spot to exit your vehicle. If you are not, moving to a safe spot, if possible is a cautious way to deal with the aftermath of an accident. This would include moving out of a busy roadway onto the shoulder, or into a parking lot for instance.  

Once you have exited your vehicle it is important to make contact with others who are involved. Take as many pictures of the accident and the scene as possible. Take any witness accounts down or their information to contact them in the future. Gain the contact information and insurance information of the other parties that were involved in the crash. Call the police and ensure that you obtain an official report.

After you have left the scene, seek medical attention immediately. Many times, injuries are not present right after a crash but they will be to expose themselves within the hours or days after it. It is important to the full and fast recovery that you are properly diagnosed and treated for these injuries before they become worse. Additionally, having medical documentation will be an important part of your personal injury claim. Through Personal Injury Protection or PIP, you only have 2 weeks to seek medical attention after your incident before you lose your benefits, so timing is crucial to your well-being and your settlement.

Personal Injury Protection (PIP) Basics

When you have sustained personal property damages, such as damages to your vehicle, you will be able to have the repairs taken care of without a deductible. The other party who is responsible will take on the costs. In the case that the other party is not insured, collision coverage you hold will cover the costs but deductibles apply. When non-economic damages are reported, they must be significant to recover compensation. Non-economic damages could include:

• Physical and emotional pain and suffering
• Emotional distress
• Lost sexual function and companionship, or loss of consortium
• Permanent disfigurement
• Lost enjoyment of life

In order for PIP to pay for your medical expenses, you must seek medical attention and treatment within 14 days of your accident. Should your condition not be an emergency, you can still recover the benefits of PIP, they will just be at a reduced amount.  It is critical that you don’t miss any of these deadlines.  To increase your ability for obtaining the fairest and highest amount in a settlement, it is important to enlist the help of a qualified Florida car accident attorney immediately after your accident.

Florida Wrongful Death Attorneys

The burden that exists after an accident can feel heavy and confusing. You don’t have to face the challenges of recovery and recouping costs for your damages alone. The Tampa personal injury lawyers at Fulgencio Law will answer your questions and guide you through the personal injury claim process.  We will fight to hold those who were responsible for your damages accountable and aggressively seek the highest amount of compensation for your losses. 

Your focus should be on your health and wellness, not on fighting the insurance companies.  Call one of our Tampa car accident attorneys at Fulgencio Law so we can discuss the details of your situation and examine your case.  One of our effective personal injury attorneys at (813) 463-0123 is here to talk with you today.