How Florida Insurance Companies Try to Avoid Payouts

Although insurance companies are intended to provide financial relief when you experience an unexpected emergency, it is necessary to keep in mind that they are also a business. This means, above all else, their true goal is to turn a profit and protect their bottom line. According to the American Association of Retired Persons, one in seven medical claims is rejected. 

After an injury-causing accident, insurance companies frequently make it hard for victims to get the financial compensation necessary for them to recover. Thankfully, overcoming these obstacles is not impossible and, if handled correctly, you can collect the maximum amount of financial recovery for your situation.

Common Insurance Company Tactics and Excuses

An insurance adjuster will always come across as friendly and empathetic. They will act like they have your back and are trying their best to help you, but their real job is to save their employer money even if it means undermining a valid claim. When dealing with insurance adjusters, there are some common tactics you need to be aware of.

Claiming Your Injuries Were Caused by Something Else

To get out of paying your damages, insurance carriers will try to blame your injuries on a previous accident or a pre-existing condition. Even though your medical history will influence the treatment of any new injuries, it doesn’t cancel out the insurance carrier’s obligation to pay. An experienced attorney will be able to help you find a doctor and keep records that prove your injuries were caused by the accident.

Delaying Your Claim For No Real Reason

It’s under investigation. It’s under review. We don’t have enough information. Common excuses like these are inappropriate and frustrating.  Insurance adjusters are obligated to reply to claims in a timely fashion, but they may often try to delay them, hoping that the victim will give up. The law demands a prompt response, and a personal injury lawyer can help you get one.

Advising You Not to Hire an Attorney

It’s true that you are not required to hire an attorney, but you will definitely miss out on the numerous benefits that come with having one. An experienced personal injury attorney will have been dealt with these antics many times before. They will be able to explain your rights to you and calculate a fair settlement that meets your needs. They can also successfully initiate the legal process that holds unethical insurance companies accountable.

Our Tampa personal injury attorneys are well-informed on all state laws and are able to determine which of these options is available to you for your crash-related injuries.

Being involved in an injury accident will probably cause you to consider what legal rights you have and how you can obtain the financial compensation you deserve for hospital bills, missed income, and other financial damages.

At Fulgencio Law, we have obtained millions in financial compensation for victims across Florida. We firmly urge you to speak with one of our experienced attorneys about your Florida car accident claim to find out how we can help you.

Your initial consultation with our team is free and non-committal. Reach out to our Tampa personal injury attorneys at (813) 463-0123 to schedule an appointment. If you decide you would like for us to represent you, we have no upfront fees and you pay nothing for our legal services if we do not obtain compensation for your damages